EditorialVipassana Vijayarangan, who could not live with her boyfriend as planned because her lack of credit disqualified her from renting an apartment with him, in New York on Dec. 17, 2022. (Todd Midler/The New York Times)
EditorialVipassana Vijayarangan, who could not live with her boyfriend as planned because her lack of credit disqualified her from renting an apartment with him, in New York on Dec. 17, 2022. (Todd Midler/The New York Times)
EditorialAfter being advised that he was eligible for unemployment benefits, Colin Harris was told that he had been disqualified. (Jovelle Tamayo/The New York Times)